The Insurance Development Forum (IDF), a partnership led by the insurance industry and supported by the UN, World Bank, NGOs and other international organisations, is calling for an international collaboration to share and propagate capabilities in disaster risk understanding where it is needed the most.
This paper proposes a hypothesis – a theory of change – illustrated with evidence from country projects and literature. It is not an empirical study built on formal monitoring, evaluation and learning processes, but it is a thesis reinforced wherever possible with evidence of where things have gone right, sometimes wrong, and mostly where there are barriers to the flow of risk understanding that must be removed for the benefit of communities.
